Super Visa Insurance Monthly Payment Plans in Canada

How Do Super Visa Monthly Payment Plans Work?

With an eligible instalment plan, you pay the required deposit and then make scheduled payments according to the insurer's payment plan. The exact deposit and payment schedule are set by the insurer, not by IRCC.

Do Monthly Payments Meet IRCC Requirements?

Yes, provided the insurance policy itself qualifies. Current IRCC guidance says the policy may be paid in full or in instalments with a deposit. It must be valid for at least one year from the date of entry, provide at least $100,000 in emergency coverage, cover health care, hospitalization and repatriation, be valid for each entry to Canada, and be available for review by border services officers.

What Should You Compare Before Choosing a Monthly Plan?

Compare the total annual premium, required deposit, monthly instalment amount, any billing or setup fees, deductible, pre-existing-condition terms, refund provisions and cancellation rules. The lowest monthly amount is not necessarily the lowest total cost.

What Happens if the Super Visa Is Refused?

Refund rules are determined by the insurer and policy. Some plans may provide a refund after a visa refusal when the insurer's conditions and documentation requirements are met. Confirm the applicable refund terms before purchasing.

Can I Change the Insurance Start Date?

Start-date changes may be possible, particularly before coverage begins, but the rules and any administration charges depend on the insurer. Contact SSJ Financial before making travel changes so the policy dates can be reviewed.