Super Visa Insurance - Buy Before You Apply

Super Visa Insurance Cost by Age – 2026 Rates

Compare Super Visa insurance pricing for parents and grandparents by age. Rates below are starting prices for $100,000 of coverage with no pre-existing medical condition coverage.

Reviewed by Swinder Singh, Licensed Life Insurance and Accident & Sickness Insurance Advisor in Ontario (FSRA licence #08105406), SSJ Financial. Last content review: October 11, 2026. Swinder Singh is licensed in Ontario, serving Ontario since 2008.

Effective Date

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Traveller #1's date of birth

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Super Visa Insurance for Parents and Grandparents

Bringing your parents or grandparents to Canada under the Super Visa program requires valid medical insurance coverage. At SSJ Financial, we help families compare affordable Super Visa insurance plans in Canada with flexible monthly payment options and instant quotes.

Key Features of Our Super Visa Insurance Plans

Emergency Care | Hospitalization | Repatriation

Super Visa Insurance quotes from IRCC-compliant companies
Flexible monthly payment options
Coverage for pre-existing medical conditions
Coverage for emergency dental care
Accidental death and dismemberment (AD&D) protection

100% refundable if visa is refused
Partial refund for early returns
Wide variety of deductible options to suit your needs
Hassle-free claim process with 24/7 support
Medical insurance options designed for Super Visa visitors to Canada

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How Much Does Super Visa Insurance Cost in Canada?

Super Visa insurance costs vary based on age, medical history, deductible and coverage selected. Below you can compare 2026 starting prices for $100,000 of Super Visa insurance coverage, including annual premiums and monthly payment options. Prices in the table are for plans with no pre-existing medical condition coverage.

Our Prices

No pre-existing medical condition coverage • $100,000 coverage

Age	Annual Rate	Monthly Payment	Get Exact Price
50	$904	Not Available	GET QUOTE
60	$961	$80.08/month	GET QUOTE
65	$1,418.40	$118.20/month	GET QUOTE
70	$2,163.60	$180.30/month	GET QUOTE
75	$2,804.40	$233.70/month	GET QUOTE
80	$3,607.20	$300.60/month	GET QUOTE
85	$5,124.60	$427.05/month	GET QUOTE
90+	$6,880.25	$573.35/month	GET QUOTE

Last updated: October 2026. For an age between those shown, use the quote form for the exact price.

Want the best available rate for your parents? Call 416-825-3091 and speak with a licensed advisor.

Price Disclaimer: Prices shown are starting rates for illustration and comparison purposes and are based on plans available when the table was last updated. Premiums and monthly payment amounts can change without notice. Final pricing depends on exact age, medical history, eligibility, deductible, coverage, payment option and the plan available at purchase. Please obtain an exact quote before purchase.

How Age Affects Super Visa Insurance Cost

Super Visa insurance generally becomes more expensive as age increases because medical risk changes with age. The exact premium can also vary substantially depending on the insurer, deductible and whether the applicant needs a plan that may cover eligible stable pre-existing medical conditions.

For this reason, two applicants of the same age can receive different prices. The comparison above is designed as a starting point; entering the traveller's date of birth in the SSJ quote form shows the active plans available for that exact age.

Compare Deductibles for Your Age

A higher deductible can reduce the insurance premium, while a lower deductible generally means paying less out of pocket for a covered claim. SSJ Financial's quote results display the deductible choices available for each active plan so you can compare the trade-off before purchasing.

Example: If you are age 60, enter your exact date of birth above. The quote results can then compare the active insurers and deductible options that apply to your age rather than relying on a generic market estimate.

Super Visa Insurance Cost by Age – FAQs

Why does Super Visa insurance cost more at older ages?

Insurance premiums are age-rated, and available rates and plan choices can change as the applicant moves into a different age band. Medical history, deductible and the selected insurer also affect the final premium.

Are the prices on this page guaranteed?

No. The table shows starting prices last updated in October 2026. Insurers can change rates and eligibility. Use the quote form or call 416-825-3091 for current personalized pricing before purchase.

Does a higher deductible lower the premium?

It can. Available deductible choices and the resulting premium vary by insurer and plan. The quote results show the deductible options available for the applicant's age.

Can someone with a pre-existing condition get Super Visa insurance?

Some plans may cover eligible stable pre-existing conditions. Eligibility depends on the policy's stability requirements, age, medical history and other policy terms.

Important Things to Know Before Buying

1. Policy Wording

Please review the policy wording carefully before purchasing.

2. Service Charges & Admin Fees for Monthly Payment Plans

Setting up a monthly payment plan.
Credit card decline fees: $25 first decline; $50 subsequent declines.
Changing the effective date after the policy has started: $50.
Terminating due to departure from Canada to the home country: $50.
Cancelling before arrival in Canada without a visa refusal letter: $250.

3. Premium Changes

Premiums may change if the policy start date is adjusted.
Premiums are calculated based on age when the policy becomes effective.
A birthday before a revised start date may result in a higher premium.

4. Start Date

The policy automatically begins on the provided start date.
For a change, contact us at least 48 hours in advance by text, WhatsApp or email.
Client Responsibility: You are responsible for notifying us before the start date if a change is required.

5. Claims

Notify the insurance company before seeking medical treatment or within 24 hours of a claim, subject to policy wording.
Contact details are provided in the policy wording.

6. Cancellation

Please provide the boarding pass and ticket when travellers leave Canada.
Cancellation without the required documents may incur a $250 fee.
If a claim has occurred, the policy may be non-refundable and the full annual premium may be payable, subject to policy terms.

Please note: If a claim occurs, the policy may be non-refundable and the full annual premium may be payable even if you leave Canada early. Some companies may offer partial refund options in certain cases. Please call 416-825-3091 to discuss.

If you'd like to proceed or have any other questions, please let us know and we'd be happy to assist further.

Super Visa Insurance Cost by Age – 2026 Rates

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Super Visa Insurance for Parents and Grandparents

Key Features of Our Super Visa Insurance Plans