Super Visa Insurance Cost by Age (2026) | Monthly & Annual Rates
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Super Visa Insurance Cost by Age – 2026 Rates

Compare Super Visa insurance pricing for parents and grandparents by age. Rates below use $100,000 coverage and are pulled from active SSJ Financial plan records.

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Super Visa Insurance for Parents and Grandparents

Bringing your parents or grandparents to Canada under the Super Visa program requires valid medical insurance coverage. At SSJ Financial, we help families compare affordable Super Visa insurance plans in Canada with flexible monthly payment options and instant quotes.

Key Features of Our Super Visa Insurance Plans

Emergency Care | Hospitalization | Repatriation

  • Super Visa Insurance quotes from IRCC-compliant companies
  • Flexible monthly payment options
  • Coverage for pre-existing medical conditions
  • Coverage for emergency dental care
  • Accidental death and dismemberment (AD&D) protection
    • 100% refundable if visa is refused
    • Partial refund for early returns
    • Wide variety of deductible options to suit your needs
    • Hassle-free claim process with 24/7 support
    • Best medical Super Visa Insurance for visitors to Canada

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FROM CANADA'S TOP INSURERS

Get Peace Of Mind With The Best Super Visa Insurance Policy At Affordable Rates!

How Much Does Super Visa Insurance Cost in Canada?

Super Visa insurance costs vary based on age, medical history, deductible and coverage selected. Below you can compare 2026 starting prices for $100,000 of Super Visa insurance coverage, including annual premiums and monthly payment options. Prices in both tables are for plans with no pre-existing medical condition coverage.

Our Prices

No pre-existing medical condition coverage • $0 deductible • $100,000 coverage

AgeOur Annual PriceOur Monthly PriceGet Exact Price
41–60$961.20$80.10/monthGET QUOTE
61–64$1,256.40$104.70/monthGET QUOTE
65$1,418.40$118.20/monthGET QUOTE
66–69$1,598.40$133.20/monthGET QUOTE
70$2,163.60$180.30/monthGET QUOTE
71–74$2,404.80$200.40/monthGET QUOTE
75$2,804.40$233.70/monthGET QUOTE
76–79$2,995.20$249.60/monthGET QUOTE
80$3,607.20$300.60/monthGET QUOTE

Compare Other Available Super Visa Insurance Prices

Lowest comparable price from other active plans • no pre-existing medical condition coverage • $0 deductible • $100,000 coverage

AgeOther Annual PriceOther Monthly PriceGet Exact Price
41–60$1,166.00$107.00/monthGET QUOTE
61–64$1,181.32$110.71/monthGET QUOTE
65$1,504.47$135.05/monthGET QUOTE
66–69$1,504.47$135.05/monthGET QUOTE
70$2,067.00$210.00/monthGET QUOTE
71–74$2,067.00$210.00/monthGET QUOTE
75$2,577.00$243.33/monthGET QUOTE
76–79$2,577.00$243.33/monthGET QUOTE
80$3,678.50$371.99/monthGET QUOTE
Price Disclaimer: Prices shown are starting rates for illustration and comparison purposes and are based on currently available active plans. Premiums and monthly payment amounts can change without notice. Final pricing depends on exact age, medical history, eligibility, deductible, coverage, payment option and the plan available at purchase. Monthly prices are actual available monthly-plan rates and are not calculated by dividing an annual premium by 12. Please obtain an exact quote before purchase.

How Age Affects Super Visa Insurance Cost

Super Visa insurance generally becomes more expensive as age increases because medical risk changes with age. The exact premium can also vary substantially depending on the insurer, deductible and whether the applicant needs a plan that may cover eligible stable pre-existing medical conditions.

For this reason, two applicants of the same age can receive different prices. The comparison above is designed as a starting point; entering the traveller's date of birth in the SSJ quote form shows the active plans available for that exact age.

Compare Deductibles for Your Age

A higher deductible can reduce the insurance premium, while a lower deductible generally means paying less out of pocket for a covered claim. SSJ Financial's quote results display the deductible choices available for each active plan so you can compare the trade-off before purchasing.

Example: If you are age 60, enter your exact date of birth above. The quote results can then compare the active insurers and deductible options that apply to your age rather than relying on a generic market estimate.

Need Monthly Payments?

Some Super Visa insurance plans offer monthly payment arrangements. Deposits, installment schedules, fees and eligibility vary by insurer and plan.

Compare monthly payment options →

Have a Pre-Existing Condition?

Some plans may cover eligible stable pre-existing medical conditions. Stability periods and eligibility requirements differ by insurer and age.

Compare pre-existing condition options →

Get the Exact Super Visa Insurance Price for Your Age

Enter the traveller's date of birth to compare current SSJ Financial options for $100,000 Super Visa insurance coverage.

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Super Visa Insurance Cost by Age – FAQs

Why does Super Visa insurance cost more at older ages?
Insurance premiums are age-rated, and available rates and plan choices can change as the applicant moves into a different age band. Medical history, deductible and the selected insurer also affect the final premium.
Are the prices on this page guaranteed?
No. The table is a current comparison from active SSJ Financial plan records. Insurers can change rates and eligibility. Use the quote form for current personalized pricing before purchase.
Does a higher deductible lower the premium?
It can. Available deductible choices and the resulting premium vary by insurer and plan. The quote results show the deductible options available for the applicant's age.
Can someone with a pre-existing condition get Super Visa insurance?
Some plans may cover eligible stable pre-existing conditions. Eligibility depends on the policy's stability requirements, age, medical history and other policy terms.

Back to the main Super Visa Insurance page →

Important Things to Know Before Buying

1. Policy Wording

Please review the policy wording carefully before purchasing.

2. Service Charges & Admin Fees for Monthly Payment Plans

  • Setting up a monthly payment plan.
  • Credit card decline fees: $25 first decline; $50 subsequent declines.
  • Changing the effective date after the policy has started: $50.
  • Terminating due to departure from Canada to the home country: $50.
  • Cancelling before arrival in Canada without a visa refusal letter: $250.

3. Premium Changes

  • Premiums may change if the policy start date is adjusted.
  • Premiums are calculated based on age when the policy becomes effective.
  • A birthday before a revised start date may result in a higher premium.

4. Start Date

  • The policy automatically begins on the provided start date.
  • For a change, contact us at least 48 hours in advance by text, WhatsApp or email.
  • Client Responsibility: You are responsible for notifying us before the start date if a change is required.

5. Claims

  • Notify the insurance company before seeking medical treatment or within 24 hours of a claim, subject to policy wording.
  • Contact details are provided in the policy wording.

6. Cancellation

  • Please provide the boarding pass and ticket when travellers leave Canada.
  • Cancellation without the required documents may incur a $250 fee.
  • If a claim has occurred, the policy may be non-refundable and the full annual premium may be payable, subject to policy terms.
Please note: If a claim occurs, the policy may be non-refundable and the full annual premium may be payable even if you leave Canada early. Some companies may offer partial refund options in certain cases. Please call 416-825-3091 to discuss.

If you'd like to proceed or have any other questions, please let us know and we'd be happy to assist further.

Super Visa Insurance Resources

Explore our Super Visa insurance guides to compare costs by age, coverage, payment options and information about eligible pre-existing medical conditions.

Super Visa Insurance Canada
Cost by Age
Monthly Payment Plans
Pre-Existing Conditions
At SSJ financial, I place my clients’ interests first. I firmly believe that one size doesn’t fit all. Every advice that I offer, fits into a customized plan to suit the needs of my clients.

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