Super Visa Insurance
What is Super Visa Insurance?
Super Visa insurance is a mandatory health insurance policy for parents and grandparents of Canadian citizens or permanent residents who wish to visit Canada for extended periods. It ensures that visitors have adequate medical coverage during their stay, reducing the financial burden on the Canadian healthcare system.
What Does Super Visa Insurance Cover?
Super Visa insurance typically covers:
- Medical emergencies
- Hospitalization
- Repatriation (returning to home country in case of severe illness or death)
It’s important to review the specific policy details to understand the full extent of coverage.
How Much Coverage is Required?
The minimum coverage amount required for Super Visa insurance is $100,000. This ensures that visitors have sufficient funds to cover potential medical expenses during their stay in Canada.
Can I Buy Super Visa Insurance from a Foreign Company?
Yes, recent changes allow visitors to purchase Super Visa insurance from companies outside Canada. However, the policy must meet Canadian requirements, including the minimum coverage amount and validity period.
How Long Does the Insurance Need to Be Valid?
Super Visa insurance must be valid for at least one year from the date of entry into Canada. This ensures continuous coverage throughout the visitor’s stay.
Does Super Visa Insurance Cover Dental and Vision Care?
Typically, Super Visa insurance does not cover dental and vision care. These services are usually excluded, so it’s important to check the policy details for specific exclusions.
What Happens if the Insurance Expires While in Canada?
If the insurance coverage expires during the stay in Canada, visitors must renew their policy to maintain continuous coverage. It’s advisable to renew the insurance before it expires to avoid any gaps in coverage.
How Do I Prove I Have Super Visa Insurance?
To prove you have valid Super Visa insurance, you need to present the insurance policy document when entering Canada. This document should clearly state the coverage amount and validity period.
Are There Any Exclusions in Super Visa Insurance?
Super Visa insurance policies may have exclusions, such as:
- Pre-existing conditions
- Elective procedures
- Certain high-risk activities
It’s crucial to read the policy terms and conditions to understand what is not covered.
How Do I Purchase Super Visa Insurance?
To purchase Super Visa insurance, you can:
- Get quotes from various insurance providers
- Compare policies to find the best coverage and price
- Apply online or through an insurance broker
Ensure that the policy meets all Canadian requirements before purchasing.
For more detailed information and to get a quote, visit SSJ Financial.
I hope this blog post helps clarify the common questions about Super Visa insurance. If you need more information or assistance, feel free to ask!
I am always happy to provide free, no-obligation insurance quotes, consultations, or second opinion on your current policy. Please feel free to reach out!
Swinder Jodhka
Broker, SSJ Financial Services
416-825-3091
