Super Visa Insurance in Canada: What You Need to Know Before You Buy
Welcoming your parents or grandparents to Canada under the Super Visa program is a beautiful way to reunite your family. But before the visa is approved, one essential requirement must be met — Super Visa Insurance.
What Is Super Visa Insurance?
Super Visa Insurance is a mandatory private medical insurance policy for parents and grandparents visiting Canada. It must be:
- From a IRCC approved Insurance provider
- Valid for at least 1 year
- Have a minimum of $100,000 in coverage
- Cover emergency healthcare, hospitalization, and repatriation
Why Is It Important?
Canada’s public healthcare system doesn’t extend to visitors. A single hospital stay could cost thousands of dollars. Super Visa Insurance ensures your loved ones are protected from unexpected medical expenses — giving peace of mind to both you and them.
Get My Super Visa Insurance Quote
Choosing the right Super Visa insurance provider is essential for securing affordable, flexible, and comprehensive coverage for your visiting parents or relatives. Below is a comparison of leading Canadian providers, available through SSJ Financial.
| Insurance Provider | Key Features | Deductible Options | Payment Options |
|---|---|---|---|
| Trustone Financial (Ingle Assurance) | Budget-friendly, Couple discount available, Starts at $76/month, Can covers pre-existing conditions | $0 $100 $250 $500 $1,000 $5,000 $10,000 | Monthly & Annual Monthly plan setup fee $50 |
| Travel Shield | Plans A, B & Comprehensive, Includes family doctor visits (plan-dependent), Can covers pre-existing conditions | $0 $100 $250 $500 $1,000 $3,000 $5,000 $10,000 | Monthly & Annual Monthly plan setup fee $50 |
| RIMI – Secure Travel | Standard & Enhanced Plans, Coverage up to $1M, AD&D in basic plan, Can covers pre-existing conditions | $0 $250 $500 $1,000 $3,000 | Monthly & Annual Monthly plan setup fee $120 Partially refunded for the unused premium even after claim |
| Travelance | Enhanced & Premier plans, AD&D in basic plan, can covers pre-existing conditions | $0 $250 $500 $1,000 $5,000 $10,000 | Monthly & Annual Monthly plan setup fee $60 |
| Manulife | Plans A & B , AD&D in basic plan, can covers pre-existing conditions | $0 $75 $500 $1,000 $2,500 $5,000 | Annual Only |
| Destination Travel Group | Basic and comprehensive plan, AD&D in basic plan, Can covers pre-existing conditions | $0 $250 $5,00 $1,000 $2,500 $5,000 $10,000 | Monthly & Annual Monthly plan setup fee $10/M |
| TuGo Travel Insurance | Shortest stability period (7 days), Flexible add-ons, Can covers pre-existing conditions | $0 $150 $1,000 $2,500 $5,000 $10,000 | Annual Only Can be paid in 2 installments 25% at the time of buying and the 75% 10 days before the plan starts |
| GMS (Group Medical Services) | Simple application, Good for pre-existing conditions, Can covers pre-existing conditions | $0 $100 $5,00 $1,000 | Annual Only |
| 21st Century | Couple Discount Available, Disappearing deductible options available, Can covers pre-existing conditions | $0 $50 $250 $1,000 $5,000 $10,000 | Monthly & Annual Monthly plan setup fee $50 Partially refunded for the unused premium even after claim |
Tips Before You Buy Super Visa Insurance
- Read policy wordings: Always preview policy documents before making a payment.
- Check payment flexibility: Monthly options may include setup fees ($50–$120).
- Understand pre-existing coverage: Select plans based on your parent’s health history and stability period requirements.
Need Help Choosing a Plan?
👉 Ready to get a personalized quote? We can help you choose the right plan.
Get My Super Visa Insurance Quote
For more detailed information and to get a quote, visit SSJ Financial.
I am always happy to provide free, no-obligation insurance quotes, consultations, or second opinion on your current policy. Please feel free to reach out!
Swinder Jodhka
Broker, SSJ Financial Services
416-825-3091
